Your Top 5 Credit Questions AnsweredWhile some people may not realize it, a good (or excellent) credit score gives you the best chance of applying for and receiving low interest rates on big-ticket purchases such as mortgages and car loans as well as on the credit cards you use for everyday purchases. Your credit also plays a role in whether you qualify to rent an apartment and what you pay for homeowners and auto insurance.
How Much Mortgage Can You Afford?Buying a home can truly be an exciting experience, but it can also feel overwhelming. With this information we hope you can get started planning for your future home.
Put Yourself First By Paying Yourself FirstThe “Pay yourself first” budget is a mindset. By saving, you are actively choosing your future. This can be difficult, but it is guaranteed to help you reach your goals sooner.
How to Safeguard Your Personal Data on Social MediaAvoid hackers and identity thieves with these tips for staying safe on social media.
The Pros and Cons of a Money Market AccountMMAs are suitable for anyone who wants a safe and accessible place to stash and earn some interest on their money. But people who open MMAs usually have short-term goals in mind.
Programs for 1st Time HomebuyersMany dream of being a homeowner, and let’s face it, with the rising costs of rent, it just makes sense for some. When a conventional mortgage isn’t a good fit, there are other options, so here’s some more information about what’s out there and what 4Front can help you with.
How Does a HELOC Loan Work?HELOC is short for a Home Equity Line of Credit. A HELOC can make it easy to put your homes’ equity to work for you.
Emergency Fund BasicsIf the pandemic has taught us anything, it’s to expect the unexpected. How do you gear up to do that? By having a well-stocked emergency fund. They can help keep you afloat during tough times or simply make it easy to deal with life’s curve balls.
Types of Credit Card FraudThere are a lot of ways criminals can get your credit card number, but by remaining vigilant or knowledgeable about the various types of fraud will keep you one step ahead.
How to Get the Best Deal On an Auto LoanWhether you are buying your first car or your fifth, there are few things more exciting than getting behind the wheel of a new car that is all yours. That, it turns out, is not necessarily a good thing. Sometimes we get so wrapped up in the process of shopping for a car — picking the model, homing in on the features, choosing the color — that we forget there’s a second half to the process that is equally important: Shopping for financing.
Refinance vs. Home Equity Loan vs. Home Equity Line of CreditRefinance. Home Equity Loan. Home Equity Line of Credit. These words all relate to your home, but they have very different meanings. At 4Front we can help you with each one, so here is a little guide to help you understand the difference and see what is right for you.
Save With a PlanSave with a plan! Develop a savings plan for emergencies and short-term, medium-term, and long-term goals.
Stay Safe While Searching for LoveFinding love online shouldn’t be scary and we hope these tips help you get one step closer to your happily ever after.
Cleaning up Your Credit ReportsWith more than 200 million Americans possessing credit reports, and billions of pieces of data regularly moving to credit reporting bureaus, mistakes, unfortunately, are bound to happen. These guidelines will help dispute with the data.
Home Equity Line of Credit 101A perk to home ownership is building equity, equity you can tap into if you ever need to borrow some cash. This is your home equity loan or line of credit, and this is your crash course.
Things My Grandma Taught Me About Life and MoneyThe 1950s were a different time but the strategies Grandma used to live on a tight budget can still be useful today.
Six Tips to Avoid Debit Card FraudIt seems that everywhere you go these days your need to be on the lookout for fraudsters trying to get to your money, but utilize these 6 tactics and you’ll be one step closer to keeping your accounts safe.
Financial New Year’s ResolutionWhether you’re looking to save, boost your credit score, or pay down debt, we think these 6 tips will jump start your year of financial success!
Introduction to Savvy MoneyCredit Score Powered by SavvyMoney is available to all 4Front Credit Union members through online banking or in the 4Front Go mobile app. It is a free service offered to help you understand your current credit score, give access to your credit report, provide credit monitoring alerts, and see ways you can save money on new and existing loans with us.
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