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4Front Credit Union

4Front Credit Union strives to provide members with the latest enhancements in virtual banking technology.

Online Banking Future Dated Transfers in Drafted Status 

Since the recent update to our online banking platform we have experienced ongoing issues with future dated transfers. We are working on a fix and apologize for any inconvenience this has caused.      

Members who set up future dated transfers in online banking may have problems with the transfers being processed as the status of these transfers is getting stuck in "drafted" status.

The transactions are still appearing in the 'Funds Transfer - Processed' and 'Activity Center' sections of online banking but are not being processed at this time.

We appreciate your patience as we attempt to improve your banking experience. If you would like more information or require immediate assistance please contact a 4Front representative at 800.765.0110.

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Commercial Loans

Every business needs a financial institution, someone they trust who will look out for their best interests. 4Front Credit Union is committed to helping our member businesses grow and prosper.  Loan origination is fast, easy, and flexible because all decision making and underwriting is local.

You can count on 4Front to provide the resources you need with convenient terms and competitive rates.  Financing is available for working capital/lines of credit, equipment loans, and commercial real estate and construction, subject to credit approval.

Connect with the 4Front Business Services team today by calling 231.932.5225 to learn more about how we can help your business grow.

Small Business Administration Logo

4Front is a Small Business Administration (SBA) authorized lender, providing commercial lending opportunities for business owners who may not qualify for conventional loan offerings.  Visit for more information.


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Business Savings Rates

Business Prime Share
Effective Date: Friday, February 24th, 2017
Business Prime 0.100% 0.10% $1.00
Business Designated Share 0.100% 0.10% None

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Business Checking Rates

4Front Business Checking
Effective Date: Friday, February 24th, 2017
Average Daily BalanceAPY*
$5,000 - 24,999 0.150%
$25,000 - 49,999 0.200%
$50,000 - 99,999 0.200%
$100,000 or more 0.250%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest