- We listen first: Your business is unique, so we start by understanding your needs and challenges.
- Finding solutions that work: When others say no, we find a way to say yes. We believe in your potential and work creatively to tailor financing options to fit your needs and goals.
- Fast and local decision-making: With decisions made locally, we offer faster responses and personalized solutions. No red tape—just results.
- Dedicated support: Our business lending experts are here to guide you through the process, answer all your questions, and help you make the best financial decisions for your business.
Business Loans
When it comes to your business, having a financial partner who understands your unique goals is essential. We do more than offer loans; we provide solutions tailored to help your business thrive. Whether you’re expanding, upgrading, or starting fresh, our expert team is here to guide you every step of the way.
When others see roadblocks, we see opportunities.
Find your perfect fit!
Business Term Loans
Invest in your business’s future with a term loan. Whether it’s purchasing inventory, upgrading equipment, or tackling large projects, term loans offer fixed rates and predictable payments to help you achieve your goals with confidence.
Small Business Administration Loans (SBA)
Small businesses are at the heart of our community. As an approved SBA lender, we can help you secure the perfect loan. SBA loans are ideal for businesses looking for lower down payments and longer repayment terms. Perfect for startups, expansions, or purchasing commercial real estate.
Equipment Loans
Get the tools to get the job done right. Equipment loans provide financing to purchase the specialized equipment your business needs, with terms designed to match the life of the asset. Whether it’s new tech, heavy machinery, or the latest must-have gadget, we’ll help you gear up for growth.
Lines of Credit
Power up your cash flow and stay agile with a revolving line of credit. Manage day-to-day expenses, take advantage of opportunities, or bridge cash flow gaps. Borrow what you need when you need it, and pay back as you go.
Commercial Real Estate Loans
Expand your footprint and secure the perfect space to grow your business. Our commercial real estate loans offer you competitive rates and flexible terms to meet your business needs and goals.
USDA Loan
If your business operates in a rural area, a USDA loan might be the perfect fit. These loans offer low interest rates and favorable terms, helping you invest in your community while strengthening your business.
Let's get down to business!
Ready to take your business to the next level? Our team is ready to help you turn your business plan into actions.
Geoff Streit
Vice President, Commercial Lending
Serving: Northern Michigan
Andre Jacques
Commercial Loan Officer
Serving: Upper Peninsula
Jamie Iglesias
Business Banker
Serving: West Michigan
Layla McIntyre
Commercial Lending Administrative Assistant
Wesley G. Klier
Commercial Lending Administrative Assistant
Grow your knowledge and empower your business!
We believe knowledge is power—especially when it comes to managing and growing your business. Whether you're a seasoned pro or just starting out, we offer financial education tools and resources designed to help you make informed decisions.
Workplace Cybersecurity
Learn how you can protect your company and yourself, from common online threats.
Attracting New Employees
To draw new employees, it's important to have a well-rounded incentive package.
How to Become a Young Entrepreneur
Learn how to start your own business and become a young entrepreneur.
Professional Help with Your Business
Learn about how your business can benefit from the help of experts.
Ready to take your business to the next level?
Let’s build something great together! From funding to growth strategies, we’ll help you stay focused on what matters most—your business.