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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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Our checking products are all you need to quickly and conveniently access your funds anywhere life takes you.

4Front Checking  Simplicity and convenience

4Front Checking is straightforward and gimmick-free. Offering ample tools to manage your money the way you want to, 4Front Checking offers peace of mind with protections like Overdraft Privilege and Courtesy Pay, online check viewing, and National Credit Union Administration (NCUA) balance insurance up to $250,000.

  • No minimum required opening deposit
  • No monthly service charges or fees
  • Free smart Mastercard® debit/ATM card with CardValetTM mobile card management app
  • Free conveniences including Online Banking, Mobile Banking, Online Bill Pay, and eStatements
  • Access to nearly 30,000 surcharge-free CO-OP Network ATMs across the nation
  • Direct Deposit available4Front Credit Union Check Printing Options
  • Hundreds of unique check options, including our member-exclusive northern Michigan signature collection offered at a special discounted price

You shouldn’t have to pay to use your money, so 4Front Checking is completely and absolutely free.

4Front Money Market Checking  Put your money to work for you

All the benefits of 4Front Checking and a traditional, interest-earning savings account rolled into one! With no minimum opening deposit required, start saving in your 4Front Money Market Checking and, upon reaching and maintaining a $1,000 balance, earn an increased rate of return with virtually no risk.

  • No minimum required opening deposit
  • No monthly service charges
  • Earn tiered dividends on average daily balances exceeding $1,000
  • Deposits can be made at any time, any amount
  • Access to funds 24/7
  • Unlimited check writing (min. balance of $1,000)
  • NCUA insurance to protect your balances up to $250,000

Begin taking advantage of the value and flexibility of 4Front Money Market Checking today!

CardValet is a registered trademark of Fiserv, Inc. or its affiliates.

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Money Market Checking Rates

Money Market Checking
Effective Date: Sunday, March 26th, 2017
Average Daily BalanceAPY*
$1,000 - 9,999 0.10%
$10,000 - 24,999 0.15%
$25,000 - 49,999 0.15%
$50,000 or more 0.20%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

4Front Routing Number

Routing Number

4Front's Routing Number is 272485385.