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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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Business Savings

4Front's business savings solutions offer many benefits and ample flexibility, depending upon the specific needs of your enterprise. Our variety of savings products provide a safe place to park your cash and earn dividends until you need it and all are insured up to $250,000 by the National Credit Union Administration.

4Front Business Prime Share  Opening doors, ensuring your success

You remember that feeling of pride you enjoyed when your business made its first dollar, don't you?  The dollar you use to open your 4Front Business Prime Share account may just end up being the second-most-important dollar in the life of your business. The 4Front Business Prime Share account serves as a gateway to our variety of other business products and services.

  • Minimum initial deposit and ongoing balance is $1.00
  • No monthly service fees
  • Fixed dividend rates
  • Access funds online, from your phone, ATM, or at any branch location

Business Money Market Share  Maximize earnings while planning for the future

4Front's Business Money Market Share allows businesses serious about saving to earn tiered dividends, fee-free. Establish multiple Business Money Market Share accounts to fit your venture's specific needs.

  • No minimum balance, no monthly service fees
  • Balances of $5,000 or more earn tiered dividends
  • Minimum withdrawal amount of $500

Business Designated Share  Business budgeting made easy

Save for specific planned expenses like equipment purchases, inventory, business trips and more with 4Front Business Designated Share accounts. Customize your account name to more effectively track your savings.

Business Share & Jumbo Certificates  Minimal risk, significant rewards

Put your money to work for you with 4Front's Business Share Certificates and Business Jumbo Certificates. These NCUA-insured investment tools consistently deliver higher returns with minimal risk.

  • Terms of 6 to 60 months (Share Certificate) and 12 to 60 months (Jumbo Certificate)
  • Minimum investment of $1,000 (Share) and $100,000 (Jumbo)
  • Fixed dividends, based upon initial deposit and terms
  • No additional deposits or partial withdrawals

Check out our business-friendly rates or become a business member today by contacting our Business Services team at 231.932.5225.

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Business Savings Rates

Business Prime Share
Effective Date: Sunday, March 26th, 2017
TypeRateAPY*Minimum
Business Prime 0.100% 0.10% $1.00
Business Designated Share 0.100% 0.10% None

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Bus. Money Market Share Rates

Business Money Market Share
Effective Date: Sunday, March 26th, 2017
Average Daily BalanceAPY*
$5,000 - 24,999 0.150%
$25,000 - 49,999 0.200%
$50,000 - 99,999 0.200%
$100,000 or more 0.250%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest