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4Front Credit Union

4Front Credit Union strives to provide members with the latest enhancements in virtual banking technology.

Online Banking Future Dated Transfers in Drafted Status 

Since the recent update to our online banking platform we have experienced ongoing issues with future dated transfers. We are working on a fix and apologize for any inconvenience this has caused.      

Members who set up future dated transfers in online banking may have problems with the transfers being processed as the status of these transfers is getting stuck in "drafted" status.

The transactions are still appearing in the 'Funds Transfer - Processed' and 'Activity Center' sections of online banking but are not being processed at this time.

We appreciate your patience as we attempt to improve your banking experience. If you would like more information or require immediate assistance please contact a 4Front representative at 800.765.0110.

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Business Savings

4Front's business savings solutions offer many benefits and ample flexibility, depending upon the specific needs of your enterprise. Our variety of savings products provide a safe place to park your cash and earn dividends until you need it and all are insured up to $250,000 by the National Credit Union Administration.

4Front Business Prime Share  Opening doors, ensuring your success

You remember that feeling of pride you enjoyed when your business made its first dollar, don't you?  The dollar you use to open your 4Front Business Prime Share account may just end up being the second-most-important dollar in the life of your business. The 4Front Business Prime Share account serves as a gateway to our variety of other business products and services.

  • Minimum initial deposit and ongoing balance is $1.00
  • No monthly service fees
  • Fixed dividend rates
  • Access funds online, from your phone, ATM, or at any branch location

Business Money Market Share  Maximize earnings while planning for the future

4Front's Business Money Market Share allows businesses serious about saving to earn tiered dividends, fee-free. Establish multiple Business Money Market Share accounts to fit your venture's specific needs.

  • No minimum balance, no monthly service fees
  • Balances of $5,000 or more earn tiered dividends
  • Minimum withdrawal amount of $500

Business Designated Share  Business budgeting made easy

Save for specific planned expenses like equipment purchases, inventory, business trips and more with 4Front Business Designated Share accounts. Customize your account name to more effectively track your savings.

Business Share & Jumbo Certificates  Minimal risk, significant rewards

Put your money to work for you with 4Front's Business Share Certificates and Business Jumbo Certificates. These NCUA-insured investment tools consistently deliver higher returns with minimal risk.

  • Terms of 6 to 60 months (Share Certificate) and 12 to 60 months (Jumbo Certificate)
  • Minimum investment of $1,000 (Share) and $100,000 (Jumbo)
  • Fixed dividends, based upon initial deposit and terms
  • No additional deposits or partial withdrawals

Check out our business-friendly rates or become a business member today by contacting our Business Services team at 231.932.5225.

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Business Savings Rates

Business Prime Share
Effective Date: Friday, February 24th, 2017
Business Prime 0.100% 0.10% $1.00
Business Designated Share 0.100% 0.10% None

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Bus. Money Market Share Rates

Business Money Market Share
Effective Date: Friday, February 24th, 2017
Average Daily BalanceAPY*
$5,000 - 24,999 0.150%
$25,000 - 49,999 0.200%
$50,000 - 99,999 0.200%
$100,000 or more 0.250%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest