Digital Wallet | 4Front Credit Union
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Routing Number: 272485385

Slim up your wallet and enjoy increased card security by loading your 4Front cards in your smartphone's mobile wallet! Also referred to as a "digital wallet," a mobile wallet is a payment app available on all smartphones. This handy payment solution is offered in various forms by technology leaders like Apple, Google, and Samsung. Your mobile wallet offers plenty of advantages over physical cards. Sure, it means less stuff to jam in your wallet, but you'll enjoy plenty of other benefits, too.


  • Convenience - No one goes anywhere without their smartphone, right? For good or bad, they've become as much a part of our daily equipment as our car keys. It's a do-everything (communication, information, navigation, & entertainment) device. Now you can add payment channel to that list.
  • Security - Smartphones have rather extensive security measures that allow only the owner to access the information stored within. Your purse or wallet, if misplaced, offers the finder your debit and credit cards on a silver platter. Plus, mobile wallet transactions involve the exchange of unique transaction identifiers or tokens, not card numbers, which can help enhance the security of your data.
  • Simplicity - In addition to payment cards, your mobile wallet can effectively store and organize everything from membership cards to boarding passes, loyalty cards to event tickets, from participating merchants.

    Where To Begin?

    So how do you begin getting more out of your mobile wallet and 4Front membership, you may ask? Just like that shiny new Coach clutch or retro Velcro wallet you just purchased, your mobile wallet is empty until you load it up with your cards. Find your device type, follow the handful of easy steps and begin enjoying the convenience, security and simplicity of this handy new payment solution!



    1. Launch "Wallet" app. Tap the + symbol to add your 4Front card. Tap Continue.
    2. Take a picture of your 4Front card or enter your card details manually.
    3. Review the terms of service and tap Agree to all.
    4. Select method to verify your card.
    5. Don't forget to select your preferred 4Front card as your default payment method in Settings > Wallet and Apple Pay.

    Banking with Apple Watch®

    In addition to the full suite of banking features offered by 4FrontGo, Apple Watch owners can also enjoy enhanced functionality on your wrist. Easily check your balance and view the last ten transactions on up to ten 4Front accounts. And you don't even have to log in!

    After registering for online banking and downloading 4FrontGo for iOS, link your Apple Watch to the app in three easy steps...

    1. Access SETTINGS from the main menu in the 4FrontGo. If you don't have auto-updates activated, you may need to update to the latest version of 4FrontGo.
    2. Click APPLE WATCH and toggle the switch to ON.
    3. Open 4FrontGo on your Apple Watch and enjoy even more convenience.

    That's it! Enjoy more ready access to your funds with 4FrontGo and Apple Watch.


    1. Launch "Google Pay" app.
    2. At the bottom, tap Payment.
    3. At the bottom, tap Add + > Add a credit or debit card.
    4. Take a picture of your 4Front card or enter your card details manually.
    5. If you're asked to verify your payment method, choose an option from the list.
    6. Enter the verification code as provided.

    *After you add a card, you might see a small charge on your account from "Google Pay". This charge checks that your card and account are valid. It won't affect your balance and will go away soon.


    1. Launch "Samsung Pay" app.
    2. Tap Add.
    3. Tap Add credit or debit card.
    4. Take a picture of your 4Front card or enter your card details manually.
    5. Review the terms of service and tap Agree to all.
    6. Select an option to verify the card.
    7. Verify your card by following the steps provided.
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