Straight4ward Rewards Checking
Bank your way and get 4.08% APY* on your checking balance.
Get rewards just by managing your money the way you do every day. All with no fees and no jumping through hoops. You only need to meet four simple monthly requirements:
- Deposit $500 or more (direct deposit not required)
- Log in to online/mobile banking at least once
- Make 15 or more purchases with your 4Front Debit Mastercard®
- Be enrolled in eStatements/eNotifications
Just by doing these four things monthly, you’ll get to enjoy:
- No monthly service charges or fees, no minimum required opening deposit
- Access to ACH deposits, including payroll, retirement checks, and other deposits up to two (2) days early with Fast4ward Payday
- Free online banking with a daily snapshot of your Straight4ward Rewards qualification status
- SameDay BillPay and eStatements/eNotifications
- Overdraft Protection and Courtesy Pay
- Access to nearly 30,000 surcharge-free ATMs across the nation
- Balances up to $250,000 federally insured by NCUA
*4.08% annual percentage yield (APY) paid monthly on a balance of $0.01 to $15,000. Rate effective 10/17/2022. Rate subject to change. Membership required with $1 deposit to open a Prime Share. Some requirements apply. APY = annual percentage yield, or the effective rate of return taking into account the effect of compounding interest. Fees may reduce earnings.
**Preauthorized ACH credits received by 4Front Credit Union may be credited to accounts as soon as two business days prior to the scheduled posting date. If the ACH originator does not submit the information ahead of time, 4Front will be unable to deposit funds early. In this case your deposit will be posted on the scheduled posting day. 4Front is not responsible for fees or penalties resulting from transactions in advance of an early ACH credit posting.