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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

Alert!

Virtual banking scheduled maintenance Sunday, October 7 from 6:00 am - noon ET

The 4Front virtual banking platform will undergo necessary maintenance Sunday, October 7 from 6:00 am - noon ET. During this timeframe, Online and Mobile Banking will remain available for use; however, account balances and transaction histories may not reflect current day transactions until maintenance is completed. Telephone Banking will not be available in any capacity during this maintenance window and ancillary systems such as our Connected Lending online loan application and Autobooks business accounting platform may also be impacted.

We apologize for inconvenience incurred during this downtime as we work to complete this important maintenance as rapidly as possible.

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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Savings

No matter your need, income, or plans, the key to achieving financial strength is a long-term savings program. 4Front has a savings plan that can help you realize your financial goals, because our accounts consistently pay higher than average bank dividends. It's just another reason why money savvy people trust 4Front to help them strengthen their personal finances.

4Front Prime Share  The cornerstone of your financial future

"Share" is credit union talk for "savings." We use "prime share" to convey the ownership our members enjoy in 4Front. Like stockholders, each member owns a share in the credit union, making our members our owners. The Prime Share is the gateway to all 4Front products and services.

  • Minimum initial deposit and ongoing balance is $1.00
  • Dividend is paid monthly and based on average daily balance
  • Dividend Rate is subject to change daily
  • Funds can be accessed using an ATM Card
  • Can be used as collateral on loans

4Front Money Market Share  Grow your savings while ensuring access

A powerful tool to save and earn higher dividends at the same time, the 4Front Money Market Share offers both value and flexibility.

  • No minimum deposit
  • Earn higher dividends on average monthly balances over $1,000
  • Dividend rates change with market conditions
  • Funds are available for immediate withdrawal
  • $500 minimum per withdrawal

View rates associated with 4Front savings solutions or speak with a Member Service Representative for more information.

Certificates of Deposit  Many options, one valuable result

4Front certificates of deposit (CD) deliver high-yield, limited risk investment with tailored terms, offering an excellent option for those seeking solid growth for an extended period of time. CDs offeri fixed rates with terms from 6 to 60 months, designed to fit your particular savings need. We offer a complete suite of CDs including both traditional and Roth IRA certificates.

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Certificate of Deposit Rates

Certificates of Deposit (Regular, Traditional & Roth IRA)
Effective Date: Sunday, December 9th, 2018
TermDividend RateAPY*Minimum
6 Mo 0.20% 0.20% $1,000
12 Mo 0.91% 0.91% $1,000
13 Mo** 2.02% 2.04% $1,000
18 Mo 1.00% 1.01% $1,000
24 Mo 1.23% 1.24% $1,000
30 Mo 2.02% 2.04% $1,000
36 Mo 1.43% 1.44% $1,000
48 Mo 1.60% 1.61% $1,000
60 Mo 2.26% 2.29% $1,000

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

**Available for a limited time. The 13 Month CD with a promotional rate of 2.04% APY must be comprised of funds outside of 4Front Credit Union or 10 percent in additional funds must be added to the monies currently on deposit with 4Front.

Money Market Share Rates

Money Market Share
Effective Date: Sunday, December 9th, 2018
Average Daily BalanceDividend RateAPY*
$1,000 - 9,999 0.20% 0.20%
$10,000 - 24,999 0.25% 0.25%
$25,000 - 49,999 0.30% 0.30%
$50,000 or more 0.35% 0.35%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Forward Focused