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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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No matter your need, income, or plans, the key to achieving financial strength is a long-term savings program. 4Front has a savings plan that can help you realize your financial goals, because our accounts consistently pay higher than average bank dividends. It's just another reason why money savvy people trust 4Front to help them strengthen their personal finances.

4Front Prime Share  The cornerstone of your financial future

"Share" is credit union talk for "savings." We use "prime share" to convey the ownership our members enjoy in 4Front. Like stockholders, each member owns a share in the credit union, making our members our owners. The Prime Share is the gateway to all 4Front products and services.

  • Minimum initial deposit and ongoing balance is $1.00
  • Dividend is paid monthly and based on average daily balance
  • Dividend Rate is subject to change daily
  • Funds can be accessed using an ATM Card
  • Can be used as collateral on loans

4Front Money Market Share  Grow your savings while ensuring access

A powerful tool to save and earn higher dividends at the same time, the 4Front Money Market Share offers both value and flexibility.

  • No minimum deposit
  • Earn higher dividends on average monthly balances over $1,000
  • Dividend rates change with market conditions
  • Funds are available for immediate withdrawal
  • $500 minimum per withdrawal

View rates associated with 4Front savings solutions or speak with a Member Service Representative for more information.

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Share Rates

Prime Share
Effective Date: Sunday, March 26th, 2017
TypeDividend RateAPY*Minimum
Prime Share 0.10% 0.10% $1.00
Designated Share 0.10% 0.10% None
Christmas Club 0.10% 0.10% None
eShare 0.10% 0.10% None

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Money Market Share Rates

Money Market Share
Effective Date: Sunday, March 26th, 2017
Average Daily BalanceAPY*
$1,000 - 9,999 0.15%
$10,000 - 24,999 0.20%
$25,000 - 49,999 0.25%
$50,000 or more 0.30%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest