Graduate from Greenlight with Confidence | 4Front Credit Union
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Start out on the right foot.

Step into financial independence with a Straight4ward Rewards Checking account. It's FREE and gets you 4.08% APY1 on your checking balance. In simple terms, that's up to $50 a month or $600 a year! All with no jumping through hoops. You only need to meet four simple monthly requirements:

Young woman college student sitting in coffee shop using smartphone
  1. Deposit $500 or more—direct deposit not required.
  2. Log in to online banking or the 4FrontGo app once—that's right, just once.
  3. Make 15 or more purchases with your 4Front Debit Mastercard®—easy peasy.
  4. Be enrolled in eStatements/eNotifications—set it and forget it.


There's more for you to love.

  • Bank your way—you've got plenty of options. Visit us in person or do your banking completely online with our online banking and 4FrontGo app!
  • No fees—No need to worry about those pesky fees or minimums, keep that money safely in your account.
  • Get paid sooner—access your money up to 2 days sooner with Fast4ward Payday2
  • Forget the overdraft fees—opt-in to Overdraft Protection and know you've always got a safety net.
  • Pay with a tap—upload your 4Front debit card to your mobile wallet for secure, simple transactions.

Swipe in style!

Our debit card designs celebrate the beauty of our state—with scenic inspiration drawn from its landscapes and one classic 4Front design that feels right at home in your wallet.

Debit card illustrated design of Mackinaw Bridge.
4Front debit card illustrated design of sand dunes.
4Front debit card illustrated design of beautiful night sky.
4Front debit card illustrated design of Grand Haven Peir.
4Front Credit Union_Debit Card Illustrations_711x1085px_4Front Logo_Front_Horizontal

Ready to graduate?

Open an account today and have confidence that we'll be here for you as you take the first step toward financial independence. 

*4.08% annual percentage yield (APY) paid monthly on a balance of $0.01 to $15,000. Rate effective 10/17/2022. Rate subject to change. Membership required with $1 deposit to open a Prime Share. Some requirements apply. APY = annual percentage yield, or the effective rate of return taking into account the effect of compounding interest. Fees may reduce earnings.

**Preauthorized ACH credits received by 4Front Credit Union may be credited to accounts as soon as two business days prior to the scheduled posting date. If the ACH originator does not submit the information ahead of time, 4Front will be unable to deposit funds early. In this case your deposit will be posted on the scheduled posting day. 4Front is not responsible for fees or penalties resulting from transactions in advance of an early ACH credit posting.

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