Home Buying Solutions
For most, buying a home is the single largest purchase they'll ever make. That's why it's important to work with someone you trust. 4Front Credit Union offers a variety of ways to purchase or refinance your home and we'll work with you to find the right approach for you and your family. We're pleased to partner with Member First Mortgage (MFM), a Michigan-based mortgage lender wholly owned by 12 credit unions, including 4Front. Our relationship with MFM ensures our members receive top-quality service paired with industry-leading products and rates.
Home Mortgage Services | Lots of paths, all leading to your own front door
Whether you're buying, building or refinancing, 4Front has a mortgage plan to fit your needs. We help our members get pre-qualified for a home loan with personalized service and low fees. Through our mortgage lending partner Member First Mortgage, 4Front offers government, conventional and specialty mortgage solutions aimed at putting our members in the home of their dreams.
Finish Line Mortgage | Accelerate your payoff and save plenty
The Finish Line Mortgage is designed for homeowners who want to pay off their mortgage and be mortgage-free in 10 years. This $500 closing cost, maximum 10-year term mortgage solution is a creative and effective re-financing option that could very well save you thousands of dollars in interest and closing costs.
Find Your Home, Find Your Financing | A process built for you, not a big bank
Our local mortgage professionals look forward to ensuring the process is just as satisfying as the product -- a new home or more attractive payment you can take pride in.
Interested in exploring various financing options without obligation? Try our handy Quick Consult process below to get started. Tell us what you're seeking and a 4Front mortgage specialist will connect with you promptly to share possible solutions tailored to the needs of you and your family.
Our Mortgage Team
4Front's mortgage team team offers decades of experience making home dreams realities for families across northern Michigan. Your home buying or refinancing process will be in terrific hands with our experts and the many financing options at their disposal.
Use our handy Quick Consult feature to start begin exploring your financing options. Answer a few basic questions and receive a communication from your mortgage specialist within 24 hours (Monday - Friday).
Eden Kircus
Mortgage Loan Originator
NMLS ID: 1662018
Servicing Antrim, Kalkaska, Manistee and Wexford counties
Eden specializes in Conventional, FHA, USDA and VA financing.
| QUICK CONSULT | APPLY NOW |
Brent Simons
Mortgage Loan Originator
NMLS ID: 138102
Servicing Benzie, Grand Traverse and Leelanau counties
Brent specializes in Conventional, FHA and USDA financing.
| QUICK CONSULT | APPLY NOW |
Darrin Van Loo
Mortgage Loan Originator
NMLS ID: 442619
Servicing Charlevoix and Emmet counties
Darrin specializes in Conventional, FHA, USDA and VA financing.
| QUICK CONSULT | APPLY NOW |
Request a Quote
Potential buyers/refinancers with a good command of their current finances and a general idea of what they're looking for can request a quote. Provide some basic information to shop products and rates without obligation with our quote generator.
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To complete an in-progress application or check the status of a submitted application, log in below.
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