*Must be a 4Front member for a minimum of 3 months, have proof of employment for at least 90 days, provide a pay stub dated within the past 30 days, have a valid email and current address on file, and be 18 years or older. Only one Holiday loan is permitted per Social Security number. Normal underwriting standards do apply. Not available for refinancing existing loans. Holiday Helper Loan payment example: The following example depicts the APR, monthly payment, and total payments during the life of a $2,000 Holiday Helper Loan with a 12-month repayment term, interest rate of 9.10% APR, with a 90-day no payment plan. It works out to 12 monthly payments of $177.63 with a total repayment of $2,131.52. This repayment example assumes that the borrower makes all payments on time, with no pre-payments. Actual rates may vary based on repayment terms, loan amount, creditworthiness, and other terms and conditions.
Personal Loan payment example. The following example depicts the APR, monthly payment, and total payments during the life of a $10,000 personal loan with a 48-month repayment term and an interest rate of 12.50% APR. It works out to 48 monthly payments of $265.86 with a total repayment of $12,760.79. This repayment example assumes that the borrower makes all payments on time, with no pre-payments. Actual rates may vary based on repayment terms, loan amount, creditworthiness, and other terms and conditions.
