Home Buying Guide
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Routing Number: 272485385         Contact        Locations
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Home Loans

Settle into your home with ease! From your first home to your forever home, our mortgage experts are here to help you every step of the way. 

Your Perfect Home. Endless Possibilities.

We’re here to help you every step of the way. From first-time buyers to seasoned homeowners, we offer a variety of mortgage options designed to fit your life, your budget, and your dreams. With caring guidance, competitive rates, and a focus on what matters to you, we’ll help you turn the key to a place you’ll love to call home.

We live for this stuff.

It's not just about picking the right loan. Our local mortgage lenders will help you look at it from all angles, from budget to finding your perfect home. 

Financial Action Plan

Together, we'll outline a financial action plan to give you a clear vision and direction for home ownership.

Your Perfect Match

We'll help you determine the right home for you based on your needs and budget.

You've Got Options

From your ideal home loan to your down payment options, we'll walk you through all your options. 

Meet Our Local Experts.

Brent Simons, Mortgage Loan Originator

Brent Simons

Mortgage Loan Originator
NMLS ID: 138102

Serving: Grand Traverse Area

Financing specialties: Conventional, FHA, USDA

Darrin Van Loo, Mortgage Loan Originator

Darrin Van Loo

Mortgage Loan Originator
NMLS ID: 442619

Serving: N. Michigan

Financing specialties: Conventional, Construction, FHA, USDA, VA

Nicholas Caldwell, Mortgage Loan Originator

Nicholas Caldwell

Mortgage Loan Originator
NMLS ID: 2052557

Serving: West Michigan

Financing specialties: Conventional, FHA, USDA

Todd Beaumont, Mortgage Loan Originator

Todd Beaumont

Mortgage Loan Originator
NMLS ID: 1859777

Serving: Upper Peninsula

Financing specialties: Conventional, FHA, USDA

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First-time homeowners

Take the mystery out of home buying.

Buying a home can be intimidating, especially for the first time. From interest rates to escrow, it's easy to get overwhelmed. Our local, experienced lending team is here to answer all your questions and ensure you feel confident signing on that dotted line.

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Helping guide you home!

Our free home guides and financial education resources lay out all the information you'll need to buy your dream home or use your home's equity to turn your dreams into achievable and affordable plans.

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Home Buying Guide

We'll take you step by step from choosing your ideal home to financing that works for you.

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First Year of Home Ownership

We'll lay out all the must-knows for your first year in your new home.

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Home Renovations Guide

Learn how you can create your dream home and make it your financial powerhouse. 

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More Resources

From understanding escrow to working with a lender, we've got a resource for that. 

Your Application

Access Your Application

Complete an in-progress application or check the status of a submitted application.

Ready to join? Let's get started.

Wherever you are on your financial journey, we make banking smart and simple.

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