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Qualifying for Straight4ward Rewards is easy! Simply perform the four basic banking tasks listed below during your monthly qualification cycle1 and you'll earn 4.00% (4.08% APY2) on the first $15,000 of your Straight4ward Rewards Checking account balance!

  • Deposit $500 or more (direct deposit not required)
  • Log-in to online/mobile banking one or more times
  • Make 15 or more purchases3 with your 4Front smart debit MastercardTM
  • Be enrolled in eStatements/eNotifications

You'll incur no penalties or fees if you don't qualify, so what are you waiting for? Start earning with Straight4ward Rewards today!

1Monthly Qualification Cycle means the period beginning at midnight ET on the first calendar day of the month through 7:00 pm ET on the last calendar day of the month. Activities performed after 7:00 pm ET on the last calendar day of the month may be credited to the next monthly qualification cycle. This is necessary to accommodate month end processes including dividend awards and statement generation.

2Annual Percentage Yield (APY) is the annual rate of return, taking into account the effect of compounding interest.

3ATM-processed transactions do not count towards qualifying debit card purchases. Debit card transactions must post and settle to the account during the monthly qualification cycle. Due to individual merchant processing times, transactions may take one or more banking days from the date of the transaction to post to the account. Transactions that are pending (have not posted to the account) as of the end of the monthly qualification cycle will not count as qualifying transactions for that cycle.