Courtesy Pay
Life doesn't always follow a budget.
Between automatic payments, delayed deposits, and the occasional surprise expense, even a well-managed account can run short. Courtesy Pay helps you avoid the frustration of a declined transaction or returned payment. Basic coverage is built in for all eligible checking account holders, with no enrollment required. If your balance falls short, we'll cover your checks, ACH drafts, pre-authorized bill payments, and recurring debit card transactions, up to a $500 limit. A $25 fee applies to the first two items covered each day, but after that, any additional items are covered at no extra charge.
For even more peace of mind, you can opt in to extended coverage, which extends protection to everyday debit card purchases and ATM transactions. If your balance is low, up to two of these transactions per day can be authorized on your behalf—keeping your day moving without interruption.
