Got it. Take me to Online Credit Card Access   Credit Card

We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

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Toll-free, local, direct dial and Telephone Banking currently experiencing connection issues

Our telephone provider is currently experiencing sporadic connection issues impacting our toll-free, local and direct dial telephone lines, including Telephone Banking services. Callers are experiencing a busy signal followed by disconnection. Our provider is working diligently to resolve these issues as rapidly as possible. While Telephone Banking is impacted by this issue, Online and Mobile Banking services are unaffected and remain available for use.

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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Locations & Hours

4Front Credit Union
P.O. Box 795
Traverse City, MI 49685-0795

Telephone 231.929.2000  (Traverse City area)
231.547.4483  (Charlevoix/Petoskey area)
800.765.0110
   
Main FAX 231.929.1597
See Branch Locations listings for office-specific FAX numbers 
 
Telephone Banking 231.947.3333  (Traverse City area)
231.547.1200  (Charlevoix/Petoskey area)
800.445.5728
 

Branch Locations

Holiday Hours

Traverse City  US 31 Directions to Traverse City, US 31 4Front Credit Union Location
3745 North US 31 South
FAX  |  231.929.1597 *24-hour, deposit-taking, drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
 Drive Thru Hours  
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 2:00pm

Traverse City  Hastings Street Directions to Traverse City Hastings Street 4Front Credit Union Location
1234 Hastings Street  
FAX | 231.929.2024 *24-hour, deposit-taking, drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
 Drive Thru Hours  
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 2:00pm

Traverse City  South Airport Road Directions to Traverse City, South Airport 4Front Credit Union Location
3323 South Airport Road West  
Fax | 231.929.1497 *24-hour, deposit-taking, walk-up ATM
 Lobby & ATM Hours  
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
No Drive Thru Service

Traverse City  Downtown Directions to Traverse City, West Front Street 4Front Credit Union Location
101 North Park Street  
FAX | 231.941.1060 *24-hour walk-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
No Drive Thru Service  

Traverse City  West Front Street Directions to Traverse City, West Front Street 4Front Credit Union Location
3939 West Front Street  
FAX | 231.929.3389 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:30pm
 Drive Thru Hours  
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Charlevoix Directions to Charlevoix 4Front Credit Union Location
1031 May Street
Fax  |  231.547.2361 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
 Drive Thru Hours  
Mon - Thurs 8:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

East Jordan Directions to East Jordan 4Front Credit Union Location
220 S. Lake Street
Fax  |  231.536.3562 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
 Drive Thru Hours  
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Petoskey  |  Mitchell Road Directions to Petoskey North 4Front Credit Union Location 
2215 E. Mitchell Road
Fax  |  231.347.0895 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
 Drive Thru Hours  
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Petoskey  |  US 131 Directions to Petoskey South 4Front Credit Union Location
1633 US 131 South
FAX  |  231.487.0375 *24-hour, deposit-taking, drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
 Drive Thru Hours  
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Kalkaska Directions to Kalkaska 4Front CU Location
120 County Road 612 NE  
FAX | 231.258.1106 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:30pm
 Drive Thru Hours  
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Boyne City Directions to Boyne City 4Front Credit Union Location
308 N. Lake Street
FAX  | 231.582.7518 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
 Drive Thru Hours  
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Mancelona Directions to Mancelona 4Front Credit Union Location
621 N. Williams Road  
FAX | 231.587.8978 *24-hour walk-up ATM
 Lobby Hours  
Mon - Thurs 9:00am - 5:30pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
 No Drive Thru Service  

Manistee Directions to Manistee 4Front Credit Union Location
1960 US 31 South  
FAX | 231.723.3603 *24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:30pm
 Drive Thru Hours  
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm

Bellaire Directions to Bellaire 4Front Credit Union Location
515 E. Cayuga Street
FAX  |  231.533.9157 *Offsite 24-hour drive-up ATM
 Lobby Hours  
Mon - Fri 9:00am - 5:00pm
Saturday 9:00am - 1:00pm
 No Drive Thru Service  
 

ATM Locations

 
Bellaire Directions to 4Front Credit Union Additional 24 Hour ATM, Cayuga Street
210 E. Cayuga Street Drive-up, 24-hour

 Boyne Falls 4Front Credit Union Boyne Falls ATM Location
2498 US 131 South Drive-up, deposit-taking, 24-hour

Harbor Springs Harbor Springs ATM Location
7747 S. State Road Drive-up, deposit-taking, 24-hour

Petoskey 4Front Credit Union Petoskey ATM Location
560 W. Mitchell Street
Burns Professional Building

Walk-up, available business hours

Co-Op ATM CU Locator

4Front is part of the CO-OP ATM Network, providing our members access to nearly 30,000 surcharge-free ATMs across the country.
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2017 Holiday Schedule

2018 Holiday Hours

4Front offices are closed on the following holidays...

Christmas Day Monday, December 25, 2017
New Year's Day Monday, January 1, 2018
Presidents' Day Monday, February 19
(staff training)
Memorial Day Monday, May 28
Independence Day Wednesday, July 4
Labor Day Monday, September 3
Columbus Day Monday, October 8
(staff training)
Thanksgiving Day Thursday, November 22
Christmas Eve Monday, December 24
(branches close at 1pm)
Christmas Day Tuesday, December 25
New Year's Day Tuesday, January 1, 2019
Lost or Stolen Cards

Lost or Stolen Cards

Smart Debit/ATM

800.765.0110
800.472.3272 (after hours)
614.564.5101
(outside U.S.)
Mastercard logo

 
Smart Credit

844.269.3009 (24 hours)
571.526.3951
(outside U.S.)
Mastercard logo

 

PIN Changes

Smart Debit/ATM

800.992.3808 (24 hours)

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