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Locations & Hours - 4Front Credit Union
Got it. Take me to Online Credit Card Access   Credit Card

We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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4Front Credit Union

Alert!

Scheduled network maintenance Thursday, January 17 from 7:00 pm - 7:45 pm ET

The 4Front network will undergo necessary maintenance Thursday, January 17 from 7:00 pm - 7:45 pm ET. During this brief timeframe, 4Front ATM and VideoTeller terminals will be unavailable. Online and Mobile Banking will remain available for use; however, account balances and transaction histories may not reflect current transactions until maintenance is completed. Telephone Banking will not be impacted and will remain available in its full capacity.

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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DateTime Object ( [date] => 2019-02-18 00:00:00 [timezone_type] => 3 [timezone] => America/Detroit )
DateTime Object ( [date] => 2019-05-27 00:00:00 [timezone_type] => 3 [timezone] => America/Detroit )
DateTime Object ( [date] => 2019-09-02 00:00:00 [timezone_type] => 3 [timezone] => America/Detroit )
DateTime Object ( [date] => 2019-10-14 00:00:00 [timezone_type] => 3 [timezone] => America/Detroit )
DateTime Object ( [date] => 2019-11-28 00:00:00 [timezone_type] => 3 [timezone] => America/Detroit )
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Locations & Hours

4Front Credit Union
P.O. Box 795
Traverse City, MI 49685-0795

Telephone 231.929.2000  (Traverse City area)
231.547.4483  (Charlevoix/Petoskey area)
800.765.0110

 
Main FAX 231.929.1597
See Branch Locations listings for office-specific FAX numbers 
 
Telephone Banking 231.947.3333  (Traverse City area)
231.547.1200  (Charlevoix/Petoskey area)
800.445.5728

 

Branch Locations

Holiday Hours

Traverse City | US 31 Directions to Traverse City, US 31 4Front Credit Union Location
3745 North US 31 South
FAX  |  231.929.1597 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
Drive Thru Hours
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 2:00pm
New starburst Traverse City | Hastings Street Directions to Traverse City Hastings Street 4Front Credit Union Location
1234 Hastings Street
FAX | 231.929.2024 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
VideoTeller logoHours
Mon - Fri 7:00am - 7:00pm
Saturday 9:00am - 2:00pm
Traverse City | South Airport Road Directions to Traverse City, South Airport 4Front Credit Union Location
3323 South Airport Road West  
Fax | 231.929.1497 *24-hour, deposit-taking, walk-up ATM
Lobby & ATM Hours  
Mon - Fri 9:00am - 5:30pm
Saturday 9:00am - 1:00pm
No Drive Thru Service
Traverse City | Downtown Directions to Traverse City, West Front Street 4Front Credit Union Location
101 North Park Street
FAX | 231.941.1060 *24-hour walk-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
No Drive Thru Service
Traverse City | West Front Street Directions to Traverse City, West Front Street 4Front Credit Union Location
3939 West Front Street
FAX | 231.929.3389 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
Drive Thru Hours
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
Charlevoix Directions to Charlevoix 4Front Credit Union Location
1031 May Street
Fax  |  231.547.2361 *24-hour drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
Drive Thru Hours
Mon - Thurs 8:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
New starburst East Jordan Directions to East Jordan 4Front Credit Union Location
220 S. Lake Street
Fax  |  231.536.3562 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
 Hours VideoTeller logo
Mon - Fri 7:00am - 7:00pm
Saturday 9:00am - 2:00pm
New starburst Petoskey | Mitchell Road Directions to Petoskey North 4Front Credit Union Location 
2215 E. Mitchell Road
Fax  |  231.347.0895 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
VideoTeller logo Hours
Mon - Fri 7:00am - 7:00pm
Saturday 9:00am - 2:00pm
Petoskey | US 131 Directions to Petoskey South 4Front Credit Union Location
1633 US 131 South
FAX  |  231.487.0375 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
Drive Thru Hours
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
Kalkaska Directions to Kalkaska 4Front CU Location
120 County Road 612 NE
FAX | 231.258.1106 *24-hour drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
Drive Thru Hours
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
Boyne City Directions to Boyne City 4Front Credit Union Location
308 N. Lake Street
FAX  | 231.582.7518 *24-hour drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
Drive Thru Hours
Mon - Thurs 9:00am - 5:00pm
Friday 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
New starburst Mancelona Directions to Mancelona 4Front Credit Union Location
304 S. Williams Street
FAX | 231.587.8978 *24-hour, deposit-taking, drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
 VideoTeller logoHours  
Mon - Fri 7:00am - 7:00pm
Saturday 9:00am - 2:00pm
Manistee Directions to Manistee 4Front Credit Union Location
1960 US 31 South
FAX | 231.723.3603 *24-hour drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:30pm
Drive Thru Hours
Mon - Fri 8:00am - 6:00pm
Saturday 9:00am - 1:00pm
Bellaire Directions to Bellaire 4Front Credit Union Location
515 E. Cayuga Street
FAX  |  231.533.9157 *Offsite 24-hour drive-up ATM
Lobby Hours
Mon - Fri 9:00am - 5:00pm
Saturday 9:00am - 1:00pm
No Drive Thru Service
 

ATM Locations

  
Bellaire Directions to 4Front Credit Union Additional 24 Hour ATM, Cayuga Street
210 E. Cayuga Street Drive-up, 24-hour
Boyne Falls 4Front Credit Union Boyne Falls ATM Location
2498 US 131 South Drive-up, deposit-taking, 24-hour
Harbor Springs Harbor Springs ATM Location
7747 S. State Road Drive-up, deposit-taking, 24-hour
Petoskey 4Front Credit Union Petoskey ATM Location
560 W. Mitchell Street
Burns Professional Building

Walk-up, available business hours

 

Co-Op ATM CU Locator

 4Front is part of the CO-OP ATM Network, providing our members access to nearly 30,000 surcharge-free ATMs across the country.
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2018 Holiday Schedule

Holiday Hours

4Front offices are closed on the following holidays...

2018  
Christmas Eve Monday, December 24
(branches close at 1:00 pm)
Christmas Day Tuesday, December 25
2019  
New Year's Day Tuesday, January 1, 2019
Presidents' Day Monday, February 18
(staff training)
Memorial Day Monday, May 27
Independence Day Thursday, July 4
Labor Day Monday, September 2
Columbus Day Monday, October 14
(staff training)
Thanksgiving Day Thursday, November 28
Christmas Eve Tuesday, December 24
(branches close at 1:00 pm)
Christmas Day Wednesday, December 25
2020  
New Year's Day Wednesday, January 1
Lost or Stolen Cards

Lost or Stolen Cards
Smart Debit/ATM

800.765.0110
800.472.3272 (after hours)
614.564.5101 (outside U.S.)
Mastercard logo
 
Smart Credit

844.269.3009 (24 hours)
571.526.3951 (outside U.S.)
Mastercard logo
 

PIN Changes
Smart Debit/ATM

800.992.3808 (24 hours)
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  Best Financial Institution '15, '16, '17, '18

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 Best Credit Union '15, '16, '17, '18

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