*APR = Annual Percentage Rate. Rates as low as 5.75% APR for qualified borrowers with approved credit. Minimum financed amount of $10,000. Actual rate depends on creditworthiness, loan term, and vehicle eligibility. $200 cash back on new auto loan purchases or external auto loan refinance; current 4Front refinances excluded. Cash back deposited to a Straight4ward Rewards checking account (required) within 2 business days of funding. No payment for up to 90 days from loan funding date; interest accrues daily during deferral period and increases total finance charge. All loans subject to credit approval. Membership eligibility required.