4Front Credit Union

Online and Mobile Banking unavailable on Saturday, March 7, 1:00pm - 6:00pm

Necessary system maintenance will be performed Saturday, March 7, beginning at 1:00pm and concluding at approximately 6:00pm.

Online and Mobile Banking services will be unavailable during this maintenance window. This maintenance ONLY affects users who were previously members of Bay Winds Federal Credit Union. Former members of Members Credit Union may continue to utilize Online and Mobile Banking services with no interruption.

Not sure which Online Banking tab to select?

Until later this year, the Online Banking system you utilize will depend upon where you initially opened your account. Please use your existing username and password to access your Online Banking system.

If you opened your account in any of the communities below, OR if you opened your account while purchasing a vehicle at a car dealership after January 2, 2015, select the Bay Winds FCU Original Accounts tab:

• Charlevoix          • Petoskey          • Boyne City          • East Jordan          • Bellaire
If you opened your account in any of the following communities, select the Members CU Original Accounts tab:

• Traverse City          • Kalkaska          • Manistee          • Mancelona

If you remain uncertain of which tab to select, or have not previously established Online Banking credentials and wish to do so, please call 800.765.0110 or 800.638.1182, and we will be happy to assist you.

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Lake Michigan Shoreline

News & Community

We're changing our schedule to better fit yours!

Our hours of service will be adjusted on Monday, March 2 to better reflect peak lobby and drive-thru service needs, allowing us to serve you and your fellow members better and more efficiently.

Learn more

Featured Rates

Featured Rates
Effective Date: Wednesday, March 4th, 2015
*with qualified credit
Featured SpecialsAPR as low as*
Auto Loan 2.49%
15 Yr. Fixed Mortgage 3.12%
30 Yr. Fixed Mortgage 3.82%