Ready to take control of your financial future? We can help you kickstart your journey to better credit with our CreditBuilder Program. Whether you have no credit or low credit, we’ve created this program to help build your financial confidence and credit score.
You'll receive a $500 loan during the first phase, though these funds will not be available immediately. Over the 6-month term, you'll make regular set payments to pay off the loan. After the 6 months, you'll have saved $500! These funds can be deposited into your account or rolled over into our Secured Credit Card to continue helping you build your credit.
In Phase 2, you'll work on a $1,000 loan with a 12-month term. You're taking a significant stride toward financial stability by tackling this longer-term loan. At the end of the second phase term, you'll have another $1,000 saved, 18 months of positive credit history, AND you'll receive a program completion bonus of $44! Again, these funds can be deposited into your account or rolled into our Secured Credit Card to continue your progress.
*Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments on this and other loans by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. 6-month and 12-month loan with a $87 monthly payment. $44 bonus awarded after completion of both phases of the program.
Wherever you are on your financial journey, we make making smart and simple.
