Virtual Assistant
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Routing Number: 272485385

Penny is a service enhancement who will not replace our call center representatives. The representatives that you have come to know will still be available to assist you. We added Penny to the call center team to better assist you and improve your 4Front Credit Union experience!

So, what must you do to prepare?

Not a whole lot! Just know that when you call, it will be a little different. Our previous bank-by-phone system will be upgraded, so you can just ask Penny for anything you need! Rather than dialing 1 for phone banking, simply ask for the transaction or balance you need. You will need to know your member number and other personal information to authenticate yourself to conduct banking transactions.

What can you ask Penny?

You can ask Penny just about anything, and she will answer to the best of her ability! A few questions you can ask Penny are:

  • What is my balance?
  • How do I apply for a mortgage?
  • When is my next payment due?
  • How do I report fraud on my card?
  • What do I need to sign up for Online Banking?

Or you can even ask Penny to do your banking for you! Check your balance, transfer funds, make a loan payment, and more. If there is something she can't answer for you, Penny will connect you with one of our friendly representatives. If it's after hours, Penny will direct you to our voicemail system, and a 4Front team member will contact you within one business day.

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