4Front Credit Union is your credit union for life, which means we'll be there to help you plan for a secure retirement. Whether you're just getting started, approaching your retirement window or are already enjoying your golden years, we can help ensure a relaxing and worry-free retirement.
Individual Retirement Accounts, or IRAs, are excellent retirement savings vehicles offering tax advantages and generally delivering strong and stable growth. With a variety of options tailored to fit your current and future financial needs, 4Front can help you select the IRA option that works for you.
Traditional IRAs | Grow your savings with tax-deferred contributions
Roth IRAs | Enjoy tax-free withdrawals in retirement
Roth IRAs offer after-tax savings for a tax-free retirement income provided you hold the Roth IRA for at least five years and don't take distributions before reaching age 59½.
IRA Certificates of Deposit | Guaranteed returns over a specific term
These NCUA-insured instruments are among the safest retirement investments. They provide steady growth over a set term and are less prone to the potential value fluctuations of other retirement vehicles.
4Front offers wealth management services through its relationship with CUSO Financial Services, L.P. You'll enjoy the same knowledgeable guidance and tailored solutions from financial professional Eric Gandy that you've received over the course of your relationship with 4Front Credit Union.
Eric Gandy | Financial Advisor
CUSO Financial Services, L.P.
at 4Front Credit Union
Whether you’re just starting to save, anticipating college expenses, wishing to discuss the right time to retire, or wondering how long your current nest egg will last, Eric’s proven client-centric approach ensures a solid foundation regardless of life stage or financial goals.
A graduate of Saginaw Valley State University, Eric possesses a degree in Business Management. He holds licenses in:
- Series 7 (General Securities)
- Series 66 (Uniformed Combined State Law)
- Life, Accident and Health Insurance
- Variable Contracts
Eric meets with members at 4Front locations across northern Michigan. Discuss your wealth management needs and develop a solid retirement strategy with Eric today by calling 231.943.2624.
Connect with a CUSO Financial Services, L.P. financial professional by completing and submitting the form below.
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. 4Front Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.Go to main navigation