X We’ve adjusted the layout of our website a bit to streamline your 4frontcu.com experience! Enjoy this short tour of the improved online experience.

Your personal and business online banking login and other account management tools were located in this space previously...

Next

X ...but now you’ll find them here, in this tidy little expandable menu, along with our speedy online loan and credit card application, and more!

Next

X Your background customization tool was right here before...

Next

X ...and we’ve nudged it down here, resulting in less scrolling on the interior pages and a more user-friendly website! We hope the small layout changes enhance your 4frontcu.com experience!

Take the tour again

Got it. Take me to Online Credit Card Access   Credit Card

We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

Alert!

Virtual banking scheduled maintenance Sunday, October 7 from 6:00 am - noon ET

The 4Front virtual banking platform will undergo necessary maintenance Sunday, October 7 from 6:00 am - noon ET. During this timeframe, Online and Mobile Banking will remain available for use; however, account balances and transaction histories may not reflect current day transactions until maintenance is completed. Telephone Banking will not be available in any capacity during this maintenance window and ancillary systems such as our Connected Lending online loan application and Autobooks business accounting platform may also be impacted.

We apologize for inconvenience incurred during this downtime as we work to complete this important maintenance as rapidly as possible.

Close Window

We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Close Window
4Front Credit Union Go to main content

Vehicle Loans

Most financial institutions make lending decisions based upon the vehicle - its year, make, model, condition. At 4Front Credit Union, we understand that loans are made to people, not vehicles. If our members believe a particular car, truck, RV, or snowmobile is the right fit for them, who are we to suggest otherwise?

Connected Lending  Putting you in the driver's seat

Our connected lending online loan application makes purchasing your vehicle or outdoor toy easy and fast! So what are you waiting for? Begin the short trip to a 4Front-financed auto, boat or RV now and spend your spare time in the driver's seat, not in a lobby chair!

Cars and Trucks  Vehicles you want to drive, rates and terms you want to celebrate

Check out the rates that allow more of your friends and neighbors to drive the car or truck they want with the terms they can afford.

  • Low rates and flexible terms up to 78 months
  • Pre-approvals before you shop, offering you maximum buying power
  • No early pay-off penalty
  • Refinancing available
  • Protection plans available to cover you in case of loss, accidents, or breakdowns

Learn why 4Front finances more used vehicles than any lender in northern Michigan, year after year.

Apply

Recreational Vehicles  Northern Michigan... the way it's meant to be enjoyed

Northern Michigan is one of our country's premier recreation destinations, so why not take full advantage of our very own outdoor paradise? A 4Front-financed boat, RV, ATV, snowmobile or personal watercraft can give you an entirely new perspective on the true beauty that surrounds us. And you'll be enjoying our area with money in your pocket since our budget-friendly secured loan rates won't cramp your recreation style.

Apply

Go to main navigation
Apply Loan

Apply Online Now

Enjoy the speed and convenience of connected lending with Online Lending Solutions!

 

Apply

Secured Loan Rates

Secured Loans
Effective Date: Saturday, November 17th, 2018
Autos, motorcycles, motor homes, campers, watercraft, RVs, ATVs, snowmobiles & tractors
TermAPR as low as*
12 to 66 months 4.44%
67 to 78 months 4.64%
79 to 84 months 5.24%
85 to 120 months 5.54%
121 to 180 months 6.34%

*Rates and terms determined by member's credit worthiness and down payment

Red Hot Best
Red Hot Best 2015 Winner Red Hot Best 2016 Winner Red Hot Best Winner

  Best Financial Institution '15, '16, '17

News-Review Best of the Northwest

 Best Credit Union '15, '16, '17
 Best Bank '15, '16
 Best Mortgage Company '15, '16

Forward Focused