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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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Personal Investment Rates

Individual Retirement Accounts (IRA)
Effective Date: Sunday, March 26th, 2017
NameRateAPY*Minimum
Traditional IRA 0.650% 0.65% None
Roth IRA 0.650% 0.65% None

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Share Certificates (Regular, Traditional & Roth IRA)
Effective Date: Sunday, March 26th, 2017
TermDividend RateAPY*Minimum
6 Mo 0.20% 0.20% $1,000
12 Mo 0.45% 0.45% $1,000
18 Mo 0.50% 0.50% $1,000
24 Mo 0.65% 0.65% $1,000
36 Mo 1.15% 1.16% $1,000
48 Mo 1.20% 1.21% $1,000
60 Mo 1.30% 1.31% $1,000

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Jumbo Share Certificates (Regular, Traditional & Roth IRA)
Effective Date: Sunday, March 26th, 2017
TermDividend RateAPY*Minimum
12 Mo 0.50% 0.50% $100,000
18 Mo 0.50% 0.50% $100,000
24 Mo 0.65% 0.65% $100,000
36 Mo 1.15% 1.16% $100,000
48 Mo 1.20% 1.21% $100,000
60 Mo 1.30% 1.31% $100,000

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

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