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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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Personal Loan Rates

Secured Loans
Effective Date: Sunday, March 26th, 2017
Cars (New or Used), Campers, Jet Skis, Snowmobiles, Motor Homes, and Motorcycles
TermAPR as low as*
12 to 66 months 2.940%
67 to 78 months 3.240%
*Rates determined by member's credit worthiness and down payment

Extended Term Financing1
Effective Date: Sunday, March 26th, 2017
Boats and RVs
TermAPR as low as*Minimum
79 to 84 months 3.740% Over $10,000
85 to 120 months 3.940% $30,000
121 to 180 months 4.740% $30,001+
1Extended term financing (79-180 months) available for high-dollar value purchases of Boats & RVs
*Rates determined by member's credit worthiness and down payment

Personal Loans
Effective Date: Sunday, March 26th, 2017
Loan TypeTermAPR as low as*
Signature (Unsecured) 60 months 10.000%
Share Secured2 60 months 4.100%
Secured 66 months 2.940%
2Share secured rate is 4.0% over the APY of the current Prime Share rate
*Rates determined by member's credit worthiness and down payment

Other Loans
Effective Date: Sunday, March 26th, 2017
Loan TypeTermAPR as low as*
Smart Credit Card Variable 9.21%
Overdraft Protection Revolving 10.00%
*Rates determined by member's credit worthiness and down payment

Home Equity Loans
Effective Date: Sunday, March 26th, 2017
Loan TypeLoan-to-ValueAPR as low as*
Open-end
Line of Credit3
80.00% Prime
Open-end
Line of Credit3
90.00% Prime + 1.50%
Closed-end 85.00% 5.750%

3No fees if $50,000
*Rates determined by member's credit worthiness and down payment

 

MORTGAGES

Click HERE for our current mortgage rates or to request a personalized quote.

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