Pay by Card
Introducing a handy new way to pay bills with your virtual and 4FrontGo mobile banking! Pay by Card combines the convenience of online bill payment platforms with the speed and security of electronic transactions.
With thousands of eligible billers, from utilities to subscription services and plenty in between, Pay by Card is the bill paying solution you've been waiting for.
Stay on top of your bills | Anticipate cashflow and budget better
Like our contextual personal financial management platform 4Sight FullView, Pay by Card provides a calendar of upcoming expenses, keeping you in front of your finances each month. Activate text and email notifications so you'll always know when bills are available and due dates approaching.
Save time and worry less | Eliminate the mail time required by traditional bill payment services
Traditional bill payment services rely on the mail to get your payment to the payee. And processing times can sometimes delay payments, incurring late fees or possible credit issues. Pay by Card is debit/credit card and ACH based, ensuring your payment reaches the payee as quickly as possible and removing the possibility of mailing delays.
Protect your card information | Keep your card information off the web
Pay by card allows you to pay your bills inside virtual or mobile banking and not have to share your 4Front debit or credit card information on a payee's website. That's one less opportunity for hackers to snag your sensitive information.
Reward yourself | Earn card-based incentives when you pay bills
Whether you're working toward the 15 smart debit Mastercard transactions you need to help satisfy your Straight4ward Rewards Checking requirements, or using your UChoose Rewards smart credit Mastercard to earn cash back, Pay by Card helps by allowing you to -- you guessed it -- pay by card!
Pay by Card Frequently Asked Questions
Pay by Card can be found inside virtual or mobile banking in the Move My Money section.
Search for the payee you wish to add, select the payee, enter your login credentials and select VERIFY.
Pay by Card offers partnerships with thousands of payees and is constantly adding providers, but you'll undoubtedly find some that it just doesn't support yet. Keep checking back to see if your provider becomes available. In the meantime, you can also utilize online Bill Pay (also available in virtual and mobile banking) to coordinate a check payment to your provider.
To make an immediate payment, simply select the bill you want to pay, choose a payment method and click PAY NOW.
To schedule a payment, select the bill you wish to pay, choose a payment method, click SCHEDULE and select your requested payment date.
Yes. Individual bills may be set for autopay by selecting the bill, visiting its settings and choosing automatic payment scheduling. Note that autopay must be selected for each individual bill you wish to pay automatically.
Yes. You can change the payment schedule at any time prior to the payment being processed. Visit the settings of the bill you wish to change and select PAYMENT SCHEDULE. you can choose from several scheduling options including ten days before the due date, five days before the due date, the day before the due date, on the due date or when the bill is issued.
No. Partial payments are not permitted by the platform.
Bills may only be scheduled to be paid before or on the date they are due. In the event you forget to schedule a payment and a bill is past due, you are able to schedule the payment for that very day only.
Payments may be made with your 4Front smart debit Mastercard or your 4Front smart credit Mastercard.
Payment will be made by the end of the day on your selected payment date. However, in rare cases, up to 24 hours may be required to complete the payment.
Note that it may take 1-3 days for a payment to be reflected by the payee, depending upon the provider and the payment method used. Weekends and holidays may also cause delays in payments being displayed.