4Front Credit Union

Good Friday and Easter Weekend Service Schedule

In observation of Good Friday and the Easter Holiday, all locations will close at noon on Friday, April 3 and remain closed thru Sunday, April 5.  This includes all lobby and drive-thru services.  Branches will reopen at their regularly scheduled times on Monday, April 6.

Telephone, Online, and Mobile Banking services remain available for use 24-hours a day.

Not sure which Online Banking tab to select?

Until later this year, the Online Banking system you utilize will depend upon where you initially opened your account. Please use your existing username and password to access your Online Banking system.

If you opened your account in any of the communities below, OR if you opened your account while purchasing a vehicle at a car dealership after January 2, 2015, select the Bay Winds FCU Original Accounts tab:

• Charlevoix          • Petoskey          • Boyne City          • East Jordan          • Bellaire
If you opened your account in any of the following communities, select the Members CU Original Accounts tab:

• Traverse City          • Kalkaska          • Manistee          • Mancelona

If you remain uncertain of which tab to select, or have not previously established Online Banking credentials and wish to do so, please call 800.765.0110 or 800.638.1182, and we will be happy to assist you.

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Join 4Front Credit Union

Reach your financial goals faster by becoming a member of 4Front Credit Union.  4Front services 11 counties in northern Michigan.  You can become a member if you live, work or do business in Antrim, Benzie, Charlevoix, Cheboygan, Crawford, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee and Otsego counties or have a family member who is eligible.  Joining really is that easy!  Plus, once you’re a member, your spouse, children, siblings and parents can join. Call 800.765.0110 or 800.638.1182 or download a printable application below.

Personal Membership

Reach your financial goals faster with an account from 4Front Credit Union. A Prime Share Account gives you ownership in the Credit Union and makes you eligible for all the benefits and special services we offer.  Whether you're investing for retirement, managing a checking account, or just putting a little away for something special, we have the account that is right for you.

  1. Visit the Forms Library and download and print the appropriate Personal Membership Application
  2. Complete the application and return it in person to any branch
  3. The application requires:
  • Signature
  • Valid ID
  • Social Security Number
  • $1 to open a Prime Share account

Business Membership

Whether your business is large or small, 4Front Credit Union has the products and know-how to help it grow and prosper.  4Front is a member-owned, not-for-profit financial cooperative - our members are our owners.  Our structure enables 4Front to provide your business lower loan rates, higher dividend rates and fewer service charges.  This is one of the many valuable reasons we're different than a traditional bank.

  1. Visit the Forms Library and download and print the appropriate Business Account Application
  2. Read the Business Account Agreement
  3. Complete the application and return it in person to any branch
  4. The application requires:


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