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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

Alert!

Virtual and mobile banking platforms unavailable

Virtual and mobile banking services are currently experiencing service degradation issues, preventing users from accessing the platforms. We are actively working with our platform provider to restore service as soon as possible.

Telephone banking remains available by calling 800.445.5728 or visit 4frontcu.com/telephonebanking for more information.

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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Investments

4Front Credit Union, through CFS*, offers its members hundreds of investment options which can be assembled to ensure a healthy blend of risk and growth tailored to the member's specific needs.

Mutual Funds | Assemble a strategic portfolio

Mutual fund are investment vehicles comprised of a pool of monies collected from many investors for the purpose of investing in securities such as stocks, bonds, money market instruments and other assets. Mutual funds are operated by professional money managers, who allocate the fund's investments and attempt to produce capital gains and/or income for the fund's investors. A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its prospectus.

Investors should be aware that there are risks inherent in all investments, such as fluctuations in investment principal. This is particularly true for mutual funds.

Stocks and Bonds | Traditional investment tools remain effective

A stock is a type of security signifying ownership in a particular corporation and allows a claim on a portion of the corporation's assets and earnings. Owning stock in a company represents partial ownership of the corporation the extent to which is determined by the number of shares owned and the number of outstanding shares, or the number of stocks owned by other shareholders.

Bonds are fixed income investments in which an investor loans money to an entity, typically a corporation or government. Bonds are utilized by these entities to raise money for projects and activities and subsequently pay interest to the investor based upon a variable or fixed rate.

Our Team

4Front offers wealth management services through its relationship with CUSO Financial Services, L.P. You'll enjoy the same knowledgeable guidance and tailored solutions from financial professional Eric Gandy that you've received over the course of your relationship with 4Front Credit Union.

Financial AdvisorEric Gandy | Financial Advisor

CUSO Financial Services, L.P.
at 4Front Credit Union

Whether you’re just starting to save, anticipating college expenses, wishing to discuss the right time to retire, or wondering how long your current nest egg will last, Eric’s proven client-centric approach ensures a solid foundation regardless of life stage or financial goals.

A graduate of Saginaw Valley State University, Eric possesses a degree in Business Management. He holds licenses in:

  • Series 7 (General Securities)
  • Series 66 (Uniformed Combined State Law)
  • Life, Accident and Health Insurance
  • Variable Contracts

Eric meets with members at 4Front locations across northern Michigan. Discuss your wealth management needs and develop a solid retirement strategy with Eric today by calling 231.943.2624

BrokerCheck

Connect with a CUSO Financial Services, L.P. financial professional by completing and submitting the form below.


THIS CONTACT FORM IS NOT ENCRYPTED. Please use use contact form below for general inquiries. Do not include sensitive personal information like account numbers, Social Security numbers, etc.

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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. 4Front Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Financial Advisors are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

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IRA Rates

Individual Retirement Accounts (IRA)
Effective Date: Sunday, February 23rd, 2020
NameMinimumDividend RateAPY*
Traditional IRA None 0.84% 0.84%
Roth IRA None 0.84% 0.84%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest. Fees may reduce earnings.

Forward Focused