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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

Alert!

West Front Street (Traverse City) drive-thru closed for VideoTeller installation.

Drive-thru services at our West Front Street location are currently unavailable as we upgrade to our VideoTeller express in-car banking services. The installation is expected to conclude on or around Thursday, August 14.

Please note the following:

VideoTeller brings extended hours (Monday through Friday 7 am - 7 pm and Saturdays 9 am - 2 pm) and enhanced service capabilities to in-car banking.

LEARN MORE

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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Contextual Personal Financial Management (cPFM)

We're pleased to introduce an upgrade to how you build budgets, manage your cash flow and pay down debt! Our new contextual personal financial management (cPFM) will be available for all 4Front members beginning Tuesday, June 9. There's no additional enrollment process required by cPFM. You'll find it already integrated with your 4Front virtual and 4FrontGo mobile banking experience.

Completely integrated financial management  |  Let cPFM do the work

Your new cPFM will no longer be a separate, standalone experience within virtual banking. You’ll find a more user-friendly experience that fully integrates the cPFM tool with your overall virtual banking experience. Linked external accounts are presented alongside your 4Front accounts on the home screens of your virtual banking platform and 4FrontGo mobile app and balances and transactions update automatically. cPFM is your single source to gauge your overall financial health.

More relevant, helpful insights  |  You don't know what you don't know

You’ll enjoy enhanced guidance on ways to accelerate paying off debt with cPFM. Budgets can be automatically calculated and updated with the click of a button. Spending trends can be easily identified with powerful comparison tools. This additional transparency delivers more information and helps you to make financial decisions more confidently.

Improved planning resources   |  Create a plan and stick to it

More versatile planning mechanics make cPFM a far more flexible planning tool. Take stock of your circumstance from a variety of different angles and choose the module perspective that works best for you, whether it be Cash Flow, Trends, Budgets or Debts.

You'll find all of cPFM's modules located near the top of your virtual banking accounts home screen, along with a handy "Link Account" button to allow you to easily add external accounts to your overall financial snapshot. Locate cPFM's features in the 4FrontGo mobile app by clicking the "Financial Tools" button at the bottom of your app home screen.

cPFM will replace our existing 4Sight Personal Financial Management tool. When we introduced it more than five years ago, 4Sight was a leading PFM solution and offered 4Front members an excellent platform designed to help them achieve their financial goals. In fact, 4Front was one of only a few Michigan financial institutions offering its members a platform like 4Sight. But we're committed to always giving our members the most user-friendly and relevant products we can and cPFM is just that. We'll continue to support 4Sight for a little while longer, but cPFM offers distinct advantages over its predecessor.

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Secured Loan Rates

Vehicle, Boat and RV Loans
Effective Date: Saturday, August 8th, 2020
Autos, motorcycles, motor homes, campers, boats, RVs, ATVs, snowmobiles, PWCs & tractors
TermAPR as low as*
12 to 66 months 4.24%
67 to 78 months 4.44%
79 to 84 months 5.04%
85 to 120 months 5.34%
121 to 180 months 6.14%

*Rates and terms determined by member's credit worthiness and down payment.

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