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4Front Credit Union

Our US 31 (Traverse City) location's drive thru and ATM lanes will be closed Saturday, March 25 - Thursday, March 30. 

Repair and resurfacing efforts will require closure of the drive thru and ATM lanes at the US 31 (Traverse City) branch location Saturday, March 25 - Thursday, March 30.

To minimize inconvenience, the lobby hours at this location will  be temporarily extended to match our normal drive thru hours during this timeframe.

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Business Checking

You didn't get into business because you enjoy paperwork and tracking expenses. 4Front's checking products make it easy to focus on growing your enterprise, while reducing the precious time required to manage your finances.

4Front Business Checking  "No" never sounded so good

No fees on checks, no monthly service charges, and no minimum balance makes 4Front Business Checking easy to say "yes" to. Enjoy the perks of your 4Front business membership by qualifying for generous tiered dividends when you maintain a minimum $5,000 checking account balance.

  • No fees on first 100 transactions
  • No monthly service charges
  • No minimum balance required
  • Unlimited monthly electronic transactions
  • Earn tiered dividends with a minimum $5,000 monthly balance
  • Line of credit options available, subject to credit approval

We're also pleased to offer a no-dividend Business Checking product specifically designed for non-profit, government, and other community partners seeking a convenient fee-free checking product, but that cannot earn dividends on balances due to bylaw or regulatory restrictions.

Hire 4Front Business Checking for your business today! Become a business member by clicking HERE.

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Business Checking Rates

4Front Business Checking
Effective Date: Sunday, March 26th, 2017
Average Daily BalanceAPY*
$5,000 - 24,999 0.150%
$25,000 - 49,999 0.200%
$50,000 - 99,999 0.200%
$100,000 or more 0.250%

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Routing Number

Routing Number

4Front's Routing Number is 272485385.