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4Front Credit Union

4Front Credit Union strives to provide members with the latest enhancements in virtual banking technology.

Online Banking Future Dated Transfers in Drafted Status 

Since the recent update to our online banking platform we have experienced ongoing issues with future dated transfers. We are working on a fix and apologize for any inconvenience this has caused.      

Members who set up future dated transfers in online banking may have problems with the transfers being processed as the status of these transfers is getting stuck in "drafted" status.

The transactions are still appearing in the 'Funds Transfer - Processed' and 'Activity Center' sections of online banking but are not being processed at this time.

We appreciate your patience as we attempt to improve your banking experience. If you would like more information or require immediate assistance please contact a 4Front representative at 800.765.0110.

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Business Share Certificates

Seeking an investment option featuring handsome rates and designed to fit both your pocketbook and timetable? Look no further than 4Front's Business Share Certificates and Business Jumbo Share Certificates.

Business Share Certificates  Minimal risk, significant rewards

Put your money to work for you with 4Front's Business Share Certificates. These NCUA-insured investment tools consistently deliver higher returns with minimal risk.

  • Terms of 6 to 60 months
  • Minimum investment of only $1,000
  • Fixed dividends, based upon initial deposit and terms
  • No additional deposits or partial withdrawals

Business Jumbo Share Certificates  Longer term safety and security

Built for the investor with a slightly longer term vision, the 4Front Jumbo Share Certificate can generate higher dividends, in exchange for a larger investment. And like the Business Share Certificate, the Business Jumbo Share Certificate is insured up to $250,000 by the NCUA.

  • Terms of 12 to 60 months
  • Minimum investment of $100,000
  • Fixed dividends, based upon initial deposit and terms
  • No additional deposits or partial withdrawals

Check out our attractive rates and become a business member today by contacting our Business Development team at 231.932.5225.

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Bus. Share Certificate Rates

Business Share Certificates
Effective Date: Friday, February 24th, 2017
TermDividend RateAPY*Minimum
6 Mo 0.20% 0.20% $1,000
12 Mo 0.45% 0.45% $1,000
18 Mo 0.45% 0.45% $1,000
24 Mo 0.65% 0.65% $1,000
36 Mo 1.15% 1.16% $1,000
48 Mo 1.20% 1.21% $1,000
60 Mo 1.30% 1.31% $1,000

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest

Bus. Jumbo Share Cert. Rates

Business Jumbo Share Certificates
Effective Date: Friday, February 24th, 2017
TermDividend RateAPY*Minimum
12 Mo 0.50% 0.50% $100,000
18 Mo 0.50% 0.50% $100,000
24 Mo 0.65% 0.65% $100,000
36 Mo 1.15% 1.16% $100,000
48 Mo 1.20% 1.21% $100,000
60 Mo 1.30% 1.31% $100,000

*Annual Percentage Yield, or the effective annual rate of return taking into account the effect of compounding interest