Old Mission Acquisition Frequently Asked Questions

Will I become a 4Front Member? And what does that mean for me?

Yes, you will become a 4Front Credit Union member. Becoming a member of 4Front Credit Union means you’ll become a member-owner. As a not-for-profit cooperative, rather than focusing on profits for shareholders, our members' needs are our top priority. We actively work to help improve our members' financial-wellbeing by offering free financial education and top-of-line technology. We strive to offer better rates and lower fees to help save you more in the long run. Overall, being a 4Front member means being a part of a financial institution that puts you first, works hard to help you meet your financial goals, and prioritizes your community. 

Will there be a new routing number? 

Will I have a new account number? 

Your account number will remain the same unless otherwise notified. Your account number information was mailed to the address on your accounts file. You would have received this information on or around 10/18/2023. This account number will allow you to enroll in Online Banking and also will be what you will need to make transactions in-branch. However, to set up any electronic bills, you will need your full 14-digit account number. You can find your full account number within Online Banking, by stopping into your local branch or calling our contact center at 800-765-0110 on or after November 2. 

Yes. Starting November 2, if you have an employer, social security, or other direct deposit, you must update your banking information. You will need to know your full 14-digit account number and 4Front Routing Number. You will be able to find your full 14-digit account number in Online Banking or by visiting your branch on or after November 2. 

4Front Routing Number: 272485385

Yes. Your current CD rate will carry over to 4Front for the remainder of your term. Once it reaches maturity, it will be rolled over into the matching 4Front CD. 

Will my money be FDIC insured? 

How do I make a loan payment?

Please see your local branch to make a loan payment.

Will my Old Mission account ACH deposits and withdrawals still be processed after 10/31?

Yes, we will continue to post items with the correct Old Mission account and routing number until further notice.

No. Old Mission staff have become 4Front Credit Union team members. The drive-thrus will remain open with updated VideoTellers added.

We will begin construction on the drive-thru starting November 6, 2023, to add our VideoTeller machines. During construction, the Sault Ste. Marie's drive-thru will remain open. The Pickford drive-thru will be upgraded to VideoTellers on November 9, 2023. 

With the addition of VideoTellers, we will be able to offer the benefits of a branch lobby visit outside our regular hours. Once the drive-thru VideoTellers are installed, you can make deposits, loan payments, and withdraw cash and coins Monday - Friday, 7:00 AM - 7:00 PM, and Saturday, 9:00 AM - 2:00 PM. 

When should I begin updating my routing number and account number?

You should begin updating your routing number and account number on 11/2/2023.

How do I update my routing number and account number on my recurring ACH transactions?

On 11/2/2023, members can enroll in online banking and utilize ClickSWITCH to transfer direct deposit and recurring ACH withdrawals from larger companies. If the company is not in ClickSWITCH, members will have to contact the company directly.  

When can I start using my 4Front checks?

Will my Old Mission Checks still be valid after 10/31/2023?

4Front will continue to post items that have the correct Old Mission MICR line until further notice. But we encourage members to begin using their new checks on 11/2/2023.