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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
Got it. Take me to Online Credit Card Access   Credit Card
4Front Credit Union

Alert!

Virtual and telephone banking maintenance Sunday, October 4 from 6 am - noon ET

During this timeframe, 4Front virtual banking (online and mobile) will remain available for use; however, account balances and transaction histories may not reflect current day transactions until maintenance is completed. Telephone banking will not be available in any capacity during this window. Additional services such as our Connected Lending online loan application and Autobooks business accounting platform may also be impacted.

US 31 (Traverse City) drive-thru unavailable beginning Tuesday, 9/8 for VideoTeller installation.

Drive-thru services at our Traverse City US 31 location will close beginning Tuesday, September 8 for the installation of our VideoTeller in-car express banking technology. We expect the installation to be completed on or around Thursday, October 1. VideoTeller offers extended hours (Monday through Friday 7 am - 7 pm and Saturdays 9 am - 2 pm) and enhanced service capabilities to in-car banking.

We're expanding our US 31 location's lobby hours to better serve you during construction. Beginning Tuesday, September 8, our lobby will be open 8 am - 6 pm Monday through Friday and Saturdays 9 am - 2 pm.

If you prefer to bank from your vehicle, please note that our Traverse City W. Front Street location is just a short distance away and features brand-new VideoTeller terminals. And don't forget that our virtual and mobile banking services offer plenty of contactless ways to manage your money.

LEARN MORE

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We’ve streamlined access to your 4Front smart credit Mastercard account!

Access to your 4Front smart credit Mastercard® account is now available directly from your online banking experience! Review your card's transaction history and balances, download statements and pay your bill inside online banking without having to utilize a separate website and maintain another set of login credentials.

Here's how:4Front CU Card Services

  1. Log into Online Banking using your existing online banking username and password.
  2. Select Credit Card Services, located under the Transactions menu.

4Front CU Online Banking changes

 

 

  1. Choose a credit card to manage.
  2. To ensure uninterrupted access to this new feature, confirm your contact information is accurate by visiting Update Contact Info in the Services menu.
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4FrontGo Mobile Banking

4FrontGo is the portable version of our virtual banking platform offering every bit and more of the functionality you find with our desktop version. Unlike its relatively stationary sibling, it hates to be tied down and prefers the lush woods, shimmering waters, and vibrant downtowns of northern Michigan to the top of a desk or your lap.

To help you maximize the value you receive from 4FrontGo and its companion virtual banking platform we offer an Virtual Banking Help guide featuring handy walk-throughs and video tutorials.

Mobilize Your Money  Financial control... unplugged

4FrontGo delivers mobility and more, offering a complete suite of money management tools you can utilize just about anywhere.

In addition to the special features noted above, 4FrontGo features the full complement of services offered by its wired relative, 4Front virtual banking.

How Can I Get 4FrontGo?  A few easy steps...

4FrontGo requires enrollment in virtual banking, but don't worry - it's easy! Simply enroll in virtual banking following the steps outlined in the frequently asked questions below and visit iTunes® or Google PlayTM with your compatible smart device to download 4FrontGo. After entering your login ID and password at 4FrontGo's credential screen, you'll be enjoying the freedom of wireless account management in no time!

Touch ID and Fingerprint Login  Don't sacrifice security for convenience

Make logging in to mobile banking with 4FrontGo safer and easier with Touch ID (iOS devices) and Fingerprint Login (Android devices).These features offer fingerprint recognition technology that allows you to unlock your iOS or Android device to make payments or authenticate transactions using just your fingerprint.

Enable Touch ID or Fingerprint Login by following the steps below...

  1. Log into 4FrontGo and tap the Menu button. In the Settings tab, tap Security Preferences.
  2. Toggle the Touch ID or Fingerprint Login switch from “Off” to “On.”
  3. Review the information about using fingerprint authentication and tap the Continue button.
  4. Enter your 4Front virtual banking login ID and password and tap the Authorize button.
  5. Scan your fingerprint. For an iOS device, place your finger on the Home button to enable Touch ID. With an Android device, place your finger on the fingerprint scanner to enable Fingerprint Login. The actual location of the fingerprint scanner varies between Android devices.

With one of these feature enabled, you can easily and securely sign in to your 4FrontGo experience with the touch of your finger.

4FrontGo Frequently Asked Questions

Download the iOS version from the App Store and the Android version from Google Play starting on May 4, 2015.

4FrontGo is supported on Android devices (Android OS 4.0 and higher) and iOS devices (iOS version 7.0 and higher). A device with a rear-facing, auto-focus camera is required to utilize the Mobile Remote Device Capture (MRDC) feature.


Yes. The Cash Management version was designed exclusively for businesses and offers several service enhancements. These enhancements include individual user account management rights, wire transmission, and tax payment features.

Mobile check deposit allows you to take a picture of a check with your smart device and deposit the funds into your eligible 4Front checking and savings accounts. This service offers almost immediate access to a portion of your deposited funds fund availability and eliminates the need for a trip to the branch or deposit-taking ATM. Some limits and restrictions apply. A device with a rear-facing, auto-focus camera is required to use mobile check deposit.

Enrolling is quick and easy. From the Accounts Home page, click Services > Mobile Deposit Enrollment. Follow the short steps, including reviewing and accepting the Mobile Check Deposit User Agreement. You're now ready to deposit checks from practically anywhere!

After completing the mobile check deposit enrollment process, use your mobile device to select Transactions > Deposit Check. Select the account to which you wish to deposit the check and key in the check amount. Endorse the back of your check with "Mobile Deposit Only" and snap photos of both the front and back, taking care to ensure the image of the back includes the "Mobile Deposit Only" endorsement on the left side of the frame. Upon verifying the details and the images, click Submit Deposit. Please note that you must access mobile banking via the 4FrontGo app to utilize mobile check deposit. Some limits and restrictions apply.

Users enjoy enhanced login security for added protection of your accounts with virtual banking, including the generation of a Secure Access Code for instances when users wish to log-in from a public computer terminal such as those found in libraries and coffee shops.

Personal and business members seeking to utilize online banking may quickly connect with this service by selecting the corresponding green 'ENROLL HERE' button within the Online Banking area located at the top left of this website. You'll be prompted to verify your identity and will be enjoying the convenience of 4Front's online banking in no time!

Using 4FrontGo, our super convenient mobile banking application, is only a download away! Just make sure you've already enrolled in online banking, and visit our handy download page to select the right version for your device.

Utilizing 4FrontGo is easy after you've enrolled in our virtual banking platform.

4FrontGo works seamlessly with our virtual banking platform, making managing your finances simpler and faster. You’ll be able to perform the same tasks, no matter which device you choose, no matter where you are.
 
4FrontGo even offers a few extra bells-and-whistles to making banking on the go even more convenient...
  • Mobile check deposit allows you to deposit a check virtually anywhere with your smart device and have access to a portion of those funds almost immediately.
  • Text banking allows you to check balances, review your history, and transfer funds, with just a few taps of your finger. Text messaging rates may apply.
  • Customizable real-time mobile alerts keep you always in-tune with what's happening with your account.
  • Apple WatchTM compatibility gives you the freedom to check the balance and recent transactions on up to ten of your 4Front accounts.

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Rates

Vehicle, Boat and RV Loans
Effective Date: Thursday, September 24th, 2020
Autos, motorcycles, motor homes, campers, boats, RVs, ATVs, snowmobiles, PWCs & tractors
TermAPR as low as*
12 to 66 months 4.24%
67 to 78 months 4.44%
79 to 84 months 5.04%
85 to 120 months 5.34%
121 to 180 months 6.14%

*Rates and terms determined by member's credit worthiness and down payment.

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